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DIE ON THIS HILL
money

Carrying a credit card balance is never worth it

This hill is unclaimed. Nobody is willing to die on it. Yet. First blood pending.

  • Pay, and you hold it.
  • Anyone can dethrone you for more.
  • Every claim stays on the record.

No claims on the record.

The other side

Interest on a card accrues daily on whatever is left unpaid, and the issuer keeps extending credit while it does. That clock is a price. Sometimes the alternative price is higher: a repossessed car, or a payday loan renewed every two weeks until the fees exceed the loan. A working transmission earns money. Paying interest to keep it running is arithmetic that comes out ahead.

Tell me when this hill changes hands.

One email per change of hands. Unsubscribe link in every one.

Adjacent hills to die on

More money hills, all of them, or find one worth $1 of your convictions.